Young happy African couple moving into their new home with the perfect home loan.

Get your dream home with the perfect home loan

Secure the right home loan, building finance or refinancing solution tailored to your needs, budget and future.

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Buying or investing in property is one of the biggest financial decisions you’ll make.

Whether you’re purchasing your first home, building from the ground up, or restructuring your existing bond, we provide expert residential property financing solutions across South Africa.
We work with leading banks and lenders to ensure you get competitive rates, fast approvals and flexible terms.

 yrs

Industry Experience

%

Approval Rating

R b+

Approved Finance

What our clients have to say…

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Nico Van Rensburg profile picture
Nico Van Rensburg
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Werner gave excellent service. He went out of his way to help to ensure that the bond if approved. I got a much better deal with the bank than originally anticipated. He is a miracle worker!
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Pierre Pretorius profile picture
Pierre Pretorius
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Excellent Service. Highly Recommend
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Sinah Ncube profile picture
Sinah Ncube
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Werner has an excellence service
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Debby Lourens profile picture
Debby Lourens
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Werner at 360 finance is efficient helpful, experience was a joyful.
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Pieter Heyns profile picture
Pieter Heyns
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Werner is absolutely amazing! Very professional and diligent. Always goes the extra mile. He has got more approvals through for us than I care to remember. I can highly recommend him.
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neo mbhele profile picture
neo mbhele
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very efficient and pleasing to work with.
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Johan Scheepers profile picture
Johan Scheepers
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Werner assisted to obtain a lone in a very good time and interest rate
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Albie Oosthuizen profile picture
Albie Oosthuizen
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Baie dankie Werner
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Thinus Burger profile picture
Thinus Burger
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommended !!!👍
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Eliana profile picture
Eliana
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service and very professional. Always going the extra mile. If you looking for a bond originator you don't need to go further than Werner Rettenbacher
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Residential Property Financing Solutions

Ellipse Finance is affiliated with all major banks and privately owned finance providers offering a comprehensive range of home loan products to make the dream of home ownership come true.

Home Loans

Get access to tailored home loan options designed for:

  • First-time buyers
  • Property investors
  • Self-employed individuals

We help you secure the best possible interest rates and approval terms.

Building Loans

Planning to build your dream home? Our building finance solutions include:

  • Stage-based payment structures
  • Flexible drawdowns
  • End-to-end guidance through the construction process

Vacant Land Finance

Secure funding to purchase residential land with ease:

  • Competitive loan structures
  • Guidance on zoning and lender requirements
  • Smooth approval process

Building Packages

Combine land and construction into one seamless solution:

  • Turnkey financing options
  • Simplified approval process
  • One integrated funding structure

Further Loans (Access Equity)

Unlock the value in your existing property:

  • Fund renovations or expansions
  • Consolidate debt
  • Access cash for investments or business needs

Refinance & Restructuring

We help you take control of your finances with:

  • Reduced monthly instalments
  • Better interest rates
  • Support for divorce settlements and late estate financing

Why Choose Us?

  • Access to multiple lenders (not just one bank)
  • Fast, hassle-free application process
  • Expert financial guidance
  • Tailored solutions for your unique situation
  • High approval success rate

Who We Help

  • First-time home buyers
  • Property investors
  • Homeowners looking to refinance
  • Clients going through life transitions such as divorce or estate planning
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Get Pre-Approved Today

Find out how much you qualify for and take the first step toward owning or optimizing your property investment.
  • Free consultation
  • No-obligations pre-approval
  • Quick turnaround times
  • Nationwide service across South Africa

Get in Touch

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